| As human beings, we are a culmination of our environment, decisions, behaviours and habits. It is worth giving thought to how we live our lives; taking a step back to reflect on some of our own less-than-ideal tendencies and ponder about how we can mitigate or improve upon them. Here are some resources that I hope can help us foster habits and patterns that can create an upward cycle for ourselves over time. | | 7 tips to get healthy habits to stick without getting stressed Change for the better is a process. Like training for a marathon or learning a new language, improving your wellbeing has to be approached realistically and progressively to work. So sure, you won’t get results overnight, but over time small gains add up. The trick is sticking with it long enough that the new habits you want to incorporate into your day-to-day become automatic.. | | 9 Good Money Habits You Can Form While you may have ambitious money goals, the key to reaching them is building a collection of smaller everyday habits. By taking baby steps that become second nature over time, you’ll hopefully be able to improve your financial situation. Here are some small habits you can develop today that may help your money grow. | | How to Be Happy – 7 Habits of Happy People  | | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Shaozhong | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.
© Shaozhong, All rights reserved. | |  | | Elaine Tan, Middle Office Administrator, Czarnikow Group Limited I’m very happy and thankful that I have Shao Zhong as my financial consultant. He understands what myself and my family need in terms of protection and recommend suitable policies for us, explaining in detail the differences of each policy and it’s benefits.
My mum was also diagnosed with stage 1 breast cancer. Upon hearing this news, he guided us throughout the process in what to do in order to claim the hospital fees. In the end, we were refunded the full value of our claims.
Very thankful to have met such an efficient consultant. | |  | | Dr S M Yuen, CEO, Atlas Medical Derma-Regen Clinic Shaozhong has been my trusted consultant for a long time. Recently I saw the need to protect myself from unfortunate situations because as a doctor running my solo private medical aesthetic practice, it is important any loss of income from sickness or accidents do not negatively impact my loved ones.
My requirements were challenging as I wanted a balance of coverage and also residual value, yet keeping within my budget for premiums. Shaozhong worked hard and managed to propose a near perfect combination of plans that catered to my needs.
His personal touch, willingness to listen to his clients and go the extra mile, sets him apart from other financial consultants. | |  | | Faiz, IT Project Manager, Roche Diabetes Care A friend of ours recommended Shaozhong 6 years ago when we came to settle in Singapore.
Throughout the years, Shaozhong proved us that he is professional, trustworthy and honest soul. He is always available and ready to help. I recall when my wife was hospitalised for almost a week, Shaozhong came to visit us at the hospital during the first few days and handled all our claims matters with the insurance, thus removing the burden to deal with the insurance and ensured that the claims were processed in a timely manner. Even post hospitalisation treatments were covered and Shaozhong supported us all the way.
Throughout the years we developed the trust and friendship and i am thankful that he crossed my family’s path.
Thanks Shaozhong for always being present for me and my family and we look forward for many more years of friendship and collaboration. | |  | | Ashok, VP, Citibank Shaozhong has been associated with us for last few years and helping us on our financial planning. Before suggesting any products, he will try to understand the customer needs and suggest the right products with pros and cons.
Besides that whenever we need his help during claiming process, he is always with us to support.
He is not only thorough but also easy to work with and always willing to take the time to discuss my concerns and respond to questions. | |  | | Kent Lee, Principal Software Engineer, NextLabs I knew Shaozhong through a colleague of mine. He is very knowledgeable with insurance products. He is very flexible and responsive when I have any query.
He knew well what coverage is needed for us and is able to clarify my doubt.
The process of getting my policy was also a breeze as it took only a day to process.
I am very happy with his services and will always recommend my friend to go with him. | |  | | Xiaoting, Teacher, MY World Shaozhong is very professional in his area of expertise. He is very knowledgeable about his products and is able to explain clearly on what each product is about. He is patient and nice when he listens to our needs and suggest suitable insurance plan for us.
When we need help to claim, he is always prompt to render his assistance and will help us in all ways. With him to help for our claims, we can be assured that everything will be fine. | | | | |
